Recent academic research details a shift in retirement planning. This is a comprehensive personal finance course for those in the early stages of retirement or those about to retire. It addresses retirement decisions such as asset allocation, income planning, and social security, as well as pitfalls to avoid. This course will help you better understand risk, taxes, budgeting, and estate planning. You will also learn optimal asset allocation; how to develop an income plan; the sequence of returns risk; questions to ask a potential advisor; social security maximization; and six reasons retirees run out of money.